If I have had some credit issues, can I still buy a mini home? / Is my credit good enough for me to be approved for a mortgage?

One thing your lender will look at before approving you for a mortgage is your credit score — your record for paying your bills and repaying loans on time. If you have a good track record — that is, you’ve always paid your bills on time and made at least the minimum payment due on your credit cards — you should have a good credit rating. If your track record isn’t perfect, or your credit is a bit overdrawn, that doesn’t mean that you won’t get approved for financing, but perhaps you may qualify for a smaller mortgage, or a higher interest rate. We can help you work with the situation you are in, to find the right mortgage for you.